ARTICLES FROM 2012

New laws that govern California drivers will go in effect on January 1, 2013. These rules are the product of legislation passed by the state legislature and signed into law by Governor Edmund G. Brown Jr. in 2012. "The changes to California’s traffic safety laws are designed to protect the motoring…

California has had its first taste of cold, wet weather, and while people prepare for holiday travel, the oncoming winter season and the onslaught of more rain and snow, the California Office of Traffic Safety wants to remind motorists of the importance of staying safe and alert when driving in…

Another convenience that is now more readily available on auto policies is roadside assistance. Roadside assistance is there if you lock you keys in your car, provides towing if your car dies while on the road, offers jump starts if your battery dies, and assistance if you suddenly have a flat tire…

With the holidays fast approaching, many of us will be in our cars to visit family and friends and of course…shop! With so much time behind the wheel of the car, it is easy to forget that distractions such as texting while driving, cellphone use, eating, drinking or grooming while driving will…

Among the coverages most overlooked on an auto insurance policy is Medical Expense coverage. Medical Expense coverage cover the costs associated with medical treatment needed due to a car accident. It covers the passengers in your car, as well as covering you while you are a passenger in someone…

With two recent earthquakes centered in Yorba Linda with magnitudes over 4.0, without question, we have felt the effects of those quakes in Long Beach and Lakewood. Ground shaking from earthquakes can collapse buildings and bridges as well as trigger landslides, avalanches, floods, fires, and…

Proposition 33 allows California drivers to keep the discount they have earned by following the law and having car insurance. Presently, California only allows that discount to be given if you stay with the same insurance company. — This practice is uncompetitive and keeps consumers shackled to…

While most people know how important it is to have homeowners insurance, many never really consider whether tenants need to protect themselves. Many believe that the landlord’s insurance will cover them, when in fact, that coverage generally covers the building they live in and not their personal…

The liability limits you purchase on your automobile insurance policy pay for the injuries and damage your vehicle caused to another. The minimum limits for car insurance in California is expressed as a split limit 15/30/5. Under the split limit coverage, these numbers would mean that you have $15,…

There are four events that should trigger a review of your policy: — When your policy comes up for renewal Don’t just automatically send a check to your insurance company. Take the time to review your coverage and call your agent with any questions or concerns that you may have regarding your…