ARTICLES FROM 2013

Face it, most people think of condo insurance as little more than a renter’s policy with some extra coverages here and there. The reality is that a properly written condo policy does so much more. — Okay, we know condo coverage insures your contents, just like a renter’s policy, but what about your…

So now your student is away at school. Will he or she have a vehicle with them? Even if they do not have a policy vehicle with them, your student may have an opportunity to drive a friend’s car. (You know, that friend that was too drunk to drive home)! If not already listed on your auto policy,…

As we get to that time of the year where your child is heading back to school, many of you have children that will be living away from home, either in a dorm or student apartments. We often get questions about what coverage does your child have for the possessions he or she take with them to school…

According to J.D. Powers and Associates 2011 U.S. National Auto Insurance Study, 58% of customers bundle their home and auto policies. When other types of insurance are included, the percentage of customers bundling jumps to 77%. — One of the best ways to save money on your auto and home insurance…

As we head into vacation season, we frequently get calls from people wanting to know if they need to purchase the coverage offered by the rental car agency. With the companies Neighbors Plus Insurance Services uses offer non-owned auto coverage. So the coverage your vehicle(s) carry apply to a…

— We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1 million personal-liability umbrella policy. Why would we need this much coverage? — "As long as you can earn a livelihood, you should have an umbrella liability policy,” says Mitch…

With Valentine’s Day fast approaching, many are purchasing that special someone that perfect diamond engagement setting. But what if it is stolen? Is the item insured? — Is there coverage? — Standard home policies may provide coverage, but unless the item is scheduled, there are questions about the…

The fines for moving violations can cost drivers hundreds of dollars just in fees and charges. Additionally, the point assessed on your driving record will increase your insurance premium. While the actual dollar amount of the increase can vary, depending on your driving experience, type of car,…

One of the best cash management tools available to paying insurance premiums is electronic funds transfer or EFT. As the name implies EFT’s enable customers to exchange money between your bank and the insurance billings department electronically instead of by checks or cash. — For the insured…