INSURANCE BLOG

As we head into vacation season, we frequently get calls from people wanting to know if they need to purchase the coverage offered by the rental car agency. With the companies Neighbors Plus Insurance Services uses offer non-owned auto coverage. So the coverage your vehicle(s) carry apply to a…

— We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1 million personal-liability umbrella policy. Why would we need this much coverage? — "As long as you can earn a livelihood, you should have an umbrella liability policy,” says Mitch…

With Valentine’s Day fast approaching, many are purchasing that special someone that perfect diamond engagement setting. But what if it is stolen? Is the item insured? — Is there coverage? — Standard home policies may provide coverage, but unless the item is scheduled, there are questions about the…

The fines for moving violations can cost drivers hundreds of dollars just in fees and charges. Additionally, the point assessed on your driving record will increase your insurance premium. While the actual dollar amount of the increase can vary, depending on your driving experience, type of car,…

One of the best cash management tools available to paying insurance premiums is electronic funds transfer or EFT. As the name implies EFT’s enable customers to exchange money between your bank and the insurance billings department electronically instead of by checks or cash. — For the insured…

New laws that govern California drivers will go in effect on January 1, 2013. These rules are the product of legislation passed by the state legislature and signed into law by Governor Edmund G. Brown Jr. in 2012. "The changes to California’s traffic safety laws are designed to protect the motoring…