Insurance Premiums – Why do they go up?

Feb 25 2014 To answer that, you must first understand what insurance does and how insurance companies function as a business. The premiums you pay insurers are used to pay claims and operating expenses of the company.... more ›

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The Northridge Earthquake – 20 Years Later

Jan 17 2014 On the morning of Jan. 17, 1994, a 6.7 magnitude earthquake centered in Northridge hit the Los Angeles area, collapsing several buildings, destroying stretches of freeways, and sparking several fires in the... more ›

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Let’s Break This Down – What Does Condo Coverage Cover?

Oct 21 2013 Face it, most people think of condo insurance as little more than a renter's policy with some extra coverages here and there. The reality is that a properly written condo policy does so much more. Okay, we... more ›

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Back to School – Insurance for Your Student - Part 1

Aug 22 2013 As we get to that time of the year where your child is heading back to school, many of you have children that will be living away from home, either in a dorm or student apartments. We often get questions about... more ›

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Save More By Bundling

May 31 2013 According to J.D. Powers and Associates 2011 U.S. National Auto Insurance Study, 58% of customers bundle their home and auto policies. When other types of insurance are included, the percentage of customers... more ›

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Why You Need an Umbrella Policy

Feb 25 2013 We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1 million personal-liability umbrella policy. Why would we need this much coverage? "As long as... more ›

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The Engagement Ring – Is it covered?

Feb 11 2013 With Valentine's Day fast approaching, many are purchasing that special someone that perfect diamond engagement setting. But what if it is stolen? Is the item insured? Is there coverage? Standard home policies... more ›

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Benefits of Electronic Funds Transfer

Jan 8 2013 One of the best cash management tools available to paying insurance premiums is electronic funds transfer or EFT. As the name implies EFT's enable customers to exchange money between your bank and the... more ›

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Let's Talk Earthquakes

Oct 22 2012 With two recent earthquakes centered in Yorba Linda with magnitudes over 4.0, without question, we have felt the effects of those quakes in Long Beach and Lakewood. Ground shaking from earthquakes can collapse... more ›

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How often should I review my homeowner policy?

Sep 4 2012 There are four events that should trigger a review of your policy: When your policy comes up for renewal Don't just automatically send a check to your insurance company. Take the time to review your coverage... more ›

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