Long Beach CA Insurance News

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The Mature Driver Discount

Feb 5 2015 We all age differently. Over time, we all have physical changes which can affect our driving. Statistically, drivers over age 65, along with new teenage drivers, have more accidents for each mile they driver... more

The Northridge Earthquake – 20 Years Later

Jan 17 2014 On the morning of Jan. 17, 1994, a 6.7 magnitude earthquake centered in Northridge hit the Los Angeles area, collapsing several buildings, destroying stretches of freeways, and sparking several fires in the... more

Let’s Break This Down – What Does Condo Coverage Cover?

Oct 21 2013 Face it, most people think of condo insurance as little more than a renter's policy with some extra coverages here and there. The reality is that a properly written condo policy does so much more. Okay, we... more

Back to School – Insurance for Your Student - Part 2

Sep 3 2013 So now your student is away at school. Will he or she have a vehicle with them? Even if they do not have a policy vehicle with them, your student may have an opportunity to drive a friend's car. (You know, ... more

Back to School – Insurance for Your Student - Part 1

Aug 22 2013 As we get to that time of the year where your child is heading back to school, many of you have children that will be living away from home, either in a dorm or student apartments. We often get questions... more

Save More By Bundling

May 31 2013 According to J.D. Powers and Associates 2011 U.S. National Auto Insurance Study, 58% of customers bundle their home and auto policies. When other types of insurance are included, the percentage of customers... more

Do I Need to Buy the Rental Car Agency’s Coverage?

May 9 2013 As we head into vacation season, we frequently get calls from people wanting to know if they need to purchase the coverage offered by the rental car agency. With the companies Neighbors Plus Insurance... more

Why You Need an Umbrella Policy

Feb 25 2013 We have homeowners and auto insurance with $300,000 in liability coverage, but someone suggested that we get a $1 million personal-liability umbrella policy. Why would we need this much coverage? "As long as... more

The Engagement Ring – Is it covered?

Feb 11 2013 With Valentine's Day fast approaching, many are purchasing that special someone that perfect diamond engagement setting. But what if it is stolen? Is the item insured? Is there coverage? Standard home... more

Traffic School – Should I Go?

Jan 21 2013 The fines for moving violations can cost drivers hundreds of dollars just in fees and charges. Additionally, the point assessed on your driving record will increase your insurance premium. While the actual... more

Benefits of Electronic Funds Transfer

Jan 8 2013 One of the best cash management tools available to paying insurance premiums is electronic funds transfer or EFT. As the name implies EFT's enable customers to exchange money between your bank and the... more

New California Traffic Laws for 2013

Dec 27 2012 New laws that govern California drivers will go in effect on January 1, 2013. These rules are the product of legislation passed by the state legislature and signed into law by Governor Edmund G. Brown Jr. in... more

Holiday Driving Tips From the California Office of Traffic Safety

Dec 18 2012 California has had its first taste of cold, wet weather, and while people prepare for holiday travel, the oncoming winter season and the onslaught of more rain and snow, the California Office of Traffic... more

Roadside Assistance Included

Dec 4 2012 Another convenience that is now more readily available on auto policies is roadside assistance. Roadside assistance is there if you lock you keys in your car, provides towing if your car dies while on the... more

Distracted Driving

Nov 19 2012 With the holidays fast approaching, many of us will be in our cars to visit family and friends and of course...shop! With so much time behind the wheel of the car, it is easy to forget that distractions such... more

Do I need Medical Expense coverage on my auto insurance policy?

Nov 5 2012 Among the coverages most overlooked on an auto insurance policy is Medical Expense coverage. Medical Expense coverage cover the costs associated with medical treatment needed due to a car accident. It covers... more

Let's Talk Earthquakes

Oct 22 2012 With two recent earthquakes centered in Yorba Linda with magnitudes over 4.0, without question, we have felt the effects of those quakes in Long Beach and Lakewood. Ground shaking from earthquakes can... more

Yes on Prop. 33 Opinion: All drivers stand to benefit from lower auto insurance rates

Oct 8 2012 Proposition 33 allows California drivers to keep the discount they have earned by following the law and having car insurance. Presently, California only allows that discount to be given if you stay with the... more

Do I need renters insurance?

Sep 24 2012 While most people know how important it is to have homeowners insurance, many never really consider whether tenants need to protect themselves. Many believe that the landlord's insurance will cover them, when... more

Are minimum limits enough?

Sep 10 2012 The liability limits you purchase on your automobile insurance policy pay for the injuries and damage your vehicle caused to another. The minimum limits for car insurance in California is expressed as a split... more

How often should I review my homeowner policy?

Sep 4 2012 There are four events that should trigger a review of your policy: When your policy comes up for renewal Don't just automatically send a check to your insurance company. Take the time to review your coverage... more